Personal Finance Fundamentals
Introduction
- Welcome
Earning
- The golden rules of earning more (beyond the paycheck)
- Different types of income
- Tax and your hard-earned dollars
- Paying yourself
- Planning for future earnings
- The ask
Spending
- Understanding why you spend (sometimes too much)
- Budgeting tools
- Planning for windfalls
- Your credit card can be your friend, not foe
Saving
- Thinking differently about saving
- Where and how to save
- Your credit score and why it matters
- Savings vs. debt reduction
Investing
- Putting your money to work – the options
- Risk, value, and confidence.
- Create your investment strategy
- DIY vs. outsourcing your money
- Fees
Conclusion
- Next steps